Unemployment security system
Unemployment funds
By joining an unemployment fund, you can receive earnings-related allowance based on your salary level when unemployed. If you do not belong to a fund, you will receive general social security benefit from Kela when unemployed.
Around two million wage earners and self-employed people have insured themselves against unemployment through an unemployment fund. By joining an unemployment fund, you will receive earnings-related allowance based on your salary level if you become unemployed.
Members of unemployment funds pay a membership fee, which is used to finance part of the benefits and the fund’s administrative costs. The amount of the membership fee depends on the unemployment fund.
The earnings-related allowance is paid under the same conditions across all unemployment funds, and the benefit is calculated in the same way.
Some funds offer job search support services to their members. These services are voluntary for members and complement the statutory services offered to jobseekers. The fund’s services can be used for job seeking or career planning. The funds’ services can help members with tasks such as preparing a CV, articulating their own skills, and using AI.